Tag: FRCA

• Civil Procedure

  Fair Credit Reporting Act – Plaintiffs Need More Than Mere Allegation

  • June 6, 2016
  • By Allen & Gooch

  The United States Supreme Court recently decided Spokeo, Inc v. Robins, which stated that a plaintiff has to prove an actual “injury in fact” occurred from a violation of the Fair Credit Reporting Act, rather than merely alleging that a party has violated the Act.  578 U.S. ____ (2016) 2016 WL 2842447.  In reversing the […]

• Employment Law & Litigation

  Fair Credit Reporting Act Effect on Employment

  • April 20, 2016
  • By Allen & Gooch

  Credit reports are often used as decision makers in many aspects of our lives that do not include taking on more debt. Employers often use credit reports as indicators of a future employee’s stability and trustworthiness.  However, employers that use credit reports as part of their hiring process may need to reexamine their protocols. Under […]